FACTORING
Turn unpaid invoices into cash
Free up capital for work you've already done, but haven't been paid for yet. Your invoices are sold at the best current offer on Invoier's marketplace, where the price of the financing is constantly competitive in your favor.
Instant Payout
Don't wait for your customers to pay. Sell your invoices to get paid faster
Improved liquidity
Better cash flow means solved liquidity challenges and that your money can be used smarter
Competitive prices
A competitive marketplace with many different financiers means you get paid more for your invoices
Automatic invoice management
Skip reminder processes and other invoice administration. Invoier handles it for you
Fair & Flexible
Sell single invoices or all of them continuously. We don’t apply any fixed costs, hidden fees or weird terms
High financing rate
Many different financiers that you can be matched with increases the likelihood that a higher percentage of invoices can be financed
Being able to offer customers the payment times they are used to is a must, but it places great demands on a really efficient cash flow. I want to use our money not just once or twice per month, but maybe four or five times!
How it works
01
Change your invoice template
We help you with the necessary changes to your invoice template and set up Invoier to receive copies of your invoice send outs.
02
Send invoice
When you have completed the work or delivered the product/service, you send an invoice to your customer.
03
Matching
We classify the invoice and check in real time which financing conditions the marketplace financiers offer. Your invoice is matched with the highest offered purchase price.
04
Get paid
The invoice has been sold and your payment has been sent. Invoier takes care of the rest.
05
Continued price pressure
We continue our work to expose the marketplace's financing terms to competition so that you get even better financing terms for your invoices.
Frequently asked questions
We already use invoice financing today. Why switch to Invoier?
Invoier is the first transparent marketplace for selling and buying invoices. This means that there are lots of buyers in one and the same place who compete to buy your invoice. Prices are pressed and you as the seller get the best price possible. Invoier also handles invoice handling and collection from your customers so that you don't have to. In addition to invoice financing, our risk engine helps to flag your company's invoices so that you can take action in good time if any of your customers are not expected to pay an invoice on time.
What does it cost?
Invoier always strives to provide small and medium-sized companies with fair capital. That's why we have built the marketplace in a way that it is never beneficial for us if you were to have a high financial cost - instead, it's in our interest to make sure you get the best price possible!
Additional info about fees
Interest on arrears for your customers in the event of non-payment / late payment: 18% annually
Reminder 1 fee for your customers in the event of non-payment / late payment: 6 €
Reminder 2 fee for your customers in the event of non-payment / late payment despite a reminder: 6 €
Collection fee for your customers in the event of non-payment / late payment despite reminders: 45 €
Invoier transaction fee: from 0,3.% (min. 5 € excl. VAT)
Service fee for non-financed invoices: 5 € excl. VAT.
Do I have to sell invoices if I sign up?
The decision to sell an invoice is entirely up to you. Having an account with Invoier costs nothing, and you do not undertake to sell anything. No bindings, no hidden fees - we really only care that your company should be able to get as good a price as possible for the invoices you are considering selling.
What is needed to be able to use Invoier's services?
Let us find a plan for you!
We help you with advice and financing arrangements that are adapted to your company's specific conditions
