SECURITY & PRIVACY
Safe and smart
It should be safe, flexible and easy to use our services. We protect your information while you get fair and reliable prices for your invoices.
Data protection
Security is among the things we prioritize the most and of course you wonder how we handle your data.
By default, Invoier encrypts all customers' data. All invoice trading can thus take place completely anonymously on the marketplace. Sellers and buyers of invoices usually do not know each other - from each side, Invoier is perceived as a counterparty in a trade.
GDPR
Privacy
Handling personal data at Invoier AB
For Invoier AB, org.nr. 559146-3327, Skeppsholmen 18, 111 30 Stockholm ("Invoier"), personal integrity is important. We strive for a high level of data protection. In this policy, we explain how we collect and use personal information. We also describe your rights and how you can enforce them.
You are always welcome to contact us if you have questions about how we process your personal data. Contact details can be found at the end of this text.
Invoier is a payment institution under the supervision of Finansinspektionen.
What is personal data and what is the processing of personal data?
Personal data is any information relating to an identified or identifiable living natural person. This includes not only names and personal identity numbers, but also, for example, photographs and email addresses.
Processing of personal data is everything that is done with personal data in IT systems, regardless of whether it involves mobile devices or computers. This includes, for example, collection, recording, structuring, storage, alteration and transfer. In some cases, manual registers may also be covered.
Personal data manager
Invoier AB is responsible for personal data processing that takes place within Invoier AB's operations.
What personal information do we collect about you and why?
We mainly process your name, social security number, address and contact information.
We process your personal data in order to offer you and the company you represent our services and to fulfil our legal obligations.
Third party partners
In some situations, it is necessary for us to engage other parties, such as credit reference agencies, private and public registers, and various IT suppliers. They then act as data processors for us. We audit data processors to ensure that they guarantee the security and confidentiality of the personal data. When data processors are engaged, this is done solely for purposes that are compatible with the purposes we ourselves have for the processing.
Parties who are independently responsible for personal data
We also share your personal data with certain other parties that are independent controllers of personal data, such as credit institutions and banks with which we collaborate, as well as authorities when we are required to disclose such data pursuant to law or an authority decision. When your personal data is shared with a party that is an independent data controller, that organisation's privacy policy and personal data management apply.
How long do we store your personal information?
We never store your personal data for longer than is necessary to fulfil our contractual obligations towards you, or for as long as is required by anti-money laundering laws, accounting laws or tax legislation.
What are your rights as a customer?
As a registered user, under current legislation you have a number of rights. You have the right to receive an extract showing what personal data we have registered about you. You can request the rectification of incorrect data and, in certain cases, deletion.
Contact us with questions about how we process personal data.
If you have questions about how we process personal data, you are welcome to contact us at:
- e-mail: privacy@invoier.com
- Letter: Invoier AB
- Att: Dataskyddsombud
- Skeppsholmen 18
- 111 30 Stockholm
Changes to the privacy policy
We may make changes to our privacy policy. The latest version of the privacy policy is always available here on the website.
The privacy policy applies from 20/03/2020.
Cookie policy
About this cookie policy
This Cookie Policy explains what cookies are and how we use them, the types of cookies we use i.e, the information we collect using cookies and how that information is used, and how to control the cookie preferences. For further information on how we use, store, and keep your personal data secure, see our Privacy Policy. You can at any time change or withdraw your consent from the Cookie Declaration in the footer. Learn more about who we are, how you can contact us, and how we process personal data in our Privacy Policy.
What are cookies ?
Cookies are small text files that are used to store small pieces of information. They are stored on your device when the website is loaded on your browser. These cookies help us make the website function properly, make it more secure, provide better user experience, and understand how the website performs and to analyse what works and where it needs improvement.
How do we use cookies ?
As most of the online services, our website uses first-party and third-party cookies for several purposes. First-party cookies are mostly necessary for the website to function the right way, and they do not collect any of your personally identifiable data.
The third-party cookies used on our website are mainly for understanding how the website performs, how you interact with our website, keeping our services secure, providing advertisements that are relevant to you, and all in all providing you with a better and improved user experience and help speed up your future interactions with our website.
What types of cookies do we use ?
EssentialSome cookies are necessary for you to be able to use all the functionality of the website. They allow user sessions to be maintained and security threats to be prevented. They do not collect or store any personal information. For example, they enable logging into your own account, adding products to a shopping basket and checking out securely. These cookies store information such as the number of visitors to the website, the number of unique visitors, which subpages have been visited, the source of the visits, etc. This data helps to understand and analyse how well the website performs and where improvements may be needed.
These cookies store information like the number of visitors to the website, the number of unique visitors, which pages of the website have been visited, the source of the visit, etc. These data help us understand and analyse how well the website performs and where it needs improvement.
Our website displays advertisements. These cookies are used to personalise the advertisements that we show to you so that they are meaningful to you. These cookies also help us keep track of the efficiency of these ad campaigns. The information stored in these cookies may also be used by the third-party ad providers to show you ads on other websites on the browser as well.
These are the cookies that help certain non-essential functionalities on our website. These functionalities include embedding content like videos or sharing content of the website on social media platforms.
These cookies help us store your settings and browsing preferences like language preferences so that you have a better and efficient experience on future visits to the website.
How can I control the cookie preferences ?
Should you decide to change your preferences later through your browsing session, you can click on the ”Privacy & Cookie Policy” tab on your screen. This will display the consent notice again enabling you to change your preferences or withdraw your consent entirely.
Utöver detta använder olika webbläsare olika metoder för att blockera och ta bort cookies som används av webbsidor. Som besökare kan man ändra inställningarna för en webbläsare, så att den blockerar/tar bort cookies.
Necessary cookies
Are used to deliver functionality on the web page and enable it to function as intended, both technically and from a user experience perspective. These cookies contribute to analyse visitor behaviour with the purpose of improving user experience, ensuring expected functionality.
| Cookie subgroup | Biscuits | Biscuit type | Lifespan |
|---|---|---|---|
| _GRECAPTCHA | 3rd party | 6 months | |
| li_gc AnalyticsSyncHistory |
3rd party | 6 months 1 month |
|
| Calendly | __cf_bm __cfruid OptanonConsent |
3rd party | 30 minutes Session 1 year |
Performance cookies
Preference cookies make it possible for a web page to remember information that changes the page visually or in behaviour, as for example chosen language options by the visitor.
| Cookie subgroup | Biscuits | Biscuit type | Lifespan |
|---|---|---|---|
| Invoier.com | _ga _ga_LJK5Z53PLD |
1st party | 1 year |
| Calendly | _calendly_session | 3rd party | 21 days |
Advertisement cookies
Cookies for analysis help gather information about how visitors use the web page, as a basis to improve performance and functionality.
| Cookies subgroup | Biscuits | Biscuit type | Lifespan |
|---|---|---|---|
| Invoier.com | _fbp France |
1st party | 3 months |
| lidc User Match History bscookie bcookie |
3rd party | 1 day 1 month 1 year 1 year |
|
| adsby.bidtheatre.com | __kuid | 3rd party | 7 days |
Unclassified cookies
These cookies contribute to tracking visitor behaviour on the web page, with the purpose of being able to deliver adapted functionality and content, based on the visitors’ own choices, for example through retargeting.
| Cookies subgroup | Biscuits | Biscuit type | Lifespan |
|---|---|---|---|
| Invoier.com | cookielawinfo-checkbox-necessary cookielawinfo-checkbox-analytics cookielawinfo-checkbox-performance cookielawinfo-checkbox-others cookielawinfo-checkbox-functional cookielawinfo-checkbox-non-necessary cookielawinfo-checkbox-advertisement uslk_umm_132678_s viewed_cookie_policy CookieLawInfoConsent |
1st party | 1 year |
| Upsales | __upsales_v_63825de643294daea692be762c54eaab_session __upsales_v_63825de643294daea692be762c54eaab_tracker |
3rd party | 2 hours 1 year |
| Stripe | m | 3rd party | 1 year |
| li_sugr | 3rd party | 3 months | |
| YouTube | YSC VISITOR_INFO1_LIVE Visitor Privacy Metadata yt-remote-device-id yt-remote-connected-devices |
3rd party | Session 6 months 6 months Never Never |