Sell your invoices easily on Invoier's marketplace and get paid straight away 

Selling invoices, also known as factoring, is a flexible solution for companies looking to improve their liquidity without waiting for customer payments. 

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You are exhibiting invoice to your customer You are being paid Your customer is paying the invoice to Invoier 1 day Today Tomorrow 30 days

What does it mean to sell invoices?

When a company sends an invoice to a customer, it can take 30, 60 or even 90

days before the payment comes in. During this period, capital may be needed for

salaries, purchasing or investments. By selling the invoice via Invoier's marketplace

match it with a funder offering the best possible terms. When the matching

Once approved, the amount is paid out to the company, while Invoier takes over the invoice.

Benefits of selling invoices via Invoier

Quick access to capital – The money is usually paid out within 24 hours, which

provides financial flexibility and improved cash flow planning.

Less administration – Invoice processing can be time-consuming, but

by selling invoices, Invoier takes care of the whole process.

No credit risk – With non-recourse factoring, Invoier assumes the risk when you sell the invoice for

Flexible financing – Unlike traditional bank loans, it does not

invoice discounting on the balance sheet negatively. There is the option to sell individual ones

or several invoices.

Instant Payout

Don't wait for your customers to pay. Sell ​​your invoices to get paid faster

Improved liquidity

Better cash flow means solved liquidity challenges and that your money can be used smarter

Competitive prices

A competitive marketplace with many different financiers means you get paid more for your invoices

Automatic invoice management

Skip reminder processes and other invoice administration. Invoier handles it for you

Fair & Flexible

Sell ​​single invoices or all of them continuously. We don’t apply any fixed costs, hidden fees or weird terms

High financing rate

Many different financiers that you can be matched with increases the likelihood that a higher percentage of invoices can be financed

Being able to offer customers the payment times they are used to is a must, but it places great demands on a really efficient cash flow. I want to use our money not just once or twice per month, but maybe four or five times!
Patrik Embermark
MD & founder, Enter Sales & Distribution

How it works

How does selling invoices with Invoier work?

Create an account Registration is easily done on Invoier's website.

Get a quote– Invoier analyses your business and your customers to provide you with

a tailor-made offer the very same day.

Get paid right away – Once the offer has been approved, payment is usually made

within 24 hours.

Invoicer handles the rest – After you have been paid, Invoier takes over the handling

of the invoice and ensures that the customer pays as agreed.

Which companies is invoice factoring suitable for?

Invoice finance is an excellent option for small and medium-sized enterprises as well as

larger companies looking to optimise their liquidity. It is particularly advantageous for industries

with long payment terms, such as manufacturing, transport and the service sector.

Summary

Selling invoices via Invoier's marketplace is quick, secure and flexible

a financing solution for businesses wishing to improve their cash flow. By using

Invoier’s EU-backed service saves businesses from long waiting times for customer payments and

can instead focus on developing their business. Regardless of whether capital is needed for

Whether for day-to-day expenses or investments in growth, selling on an invoice basis is a smart choice.

Sell single or multiple invoices with Invoier Flex

Continued price pressure

We continue our work to expose the marketplace's financing terms to competition so that you get even better financing terms for your invoices.

FAQ

We already use invoice financing today. Why switch to Invoier?

Invoier is the first transparent marketplace for selling and buying invoices. This means that there are lots of buyers in one and the same place who compete to buy your invoice. Prices are pressed and you as the seller get the best price possible. Invoier also handles invoice handling and collection from your customers so that you don't have to. In addition to invoice financing, our risk engine helps to flag your company's invoices so that you can take action in good time if any of your customers are not expected to pay an invoice on time.

What does it cost?

As a seller, you pay no fees to sell an invoice in addition to what you get paid out. However, the amount you receive for the invoice is based on the current market price. On average, it is 97-99% of the invoice's amount and depends, among other things, on how attractive the invoice is for the platform's various buyers.
Invoier always strives to provide small and medium-sized companies with fair capital. That's why we have built the marketplace in a way that it is never beneficial for us if you were to have a high financial cost - instead, it's in our interest to make sure you get the best price possible!

Additional info about fees

Interest on arrears for your customers in the event of non-payment / late payment: 18% annually
Reminder 1 fee for your customers in the event of non-payment / late payment: 6 €
Reminder 2 fee for your customers in the event of non-payment / late payment despite a reminder: 6 €
Collection fee for your customers in the event of non-payment / late payment despite reminders: 45 €
Invoier transaction fee: from 0,3.% (min. 5 € excl. VAT)
Service fee for non-financed invoices: 5 € excl. VAT.

Do I have to sell invoices if I sign up?

The decision to sell an invoice is entirely up to you. Having an account with Invoier costs nothing, and you do not undertake to sell anything. No bindings, no hidden fees - we really only care that your company should be able to get as good a price as possible for the invoices you are considering selling.

What is needed to be able to use Invoier's services?

For companies in the financial sector, there are special requirements for customer knowledge. When registering an account, we will therefore ask a couple of questions regarding your business. By automatically retrieving information about your company, we have designed the process so that it is experienced as simple and fast as possible for you. You confirm whether the information about your company is correct and answer a few additional questions (financing needs, expected invoice sizes, etc). Invoier's KYC process follows the requirements of the Act (2017: 630) on measures against money laundering and financing of terrorism and the Swedish Financial Supervisory Authority's regulations (FFFS 2017: 11) on measures against money laundering and financing of terrorism and follows the same structure that most institutions apply in their more or less automated KYC processes.

Let us find a plan for you!

We help you with advice and financing arrangements that are adapted to your company's specific conditions

Free advice on factoring