Focus on growth,
get paid today
AI-driven
Marketplace
Invoier's marketplace is based on multiple investors competing to finance invoices, with pricing set by real-time AI-driven risk analysis.
Traditional invoice finance relies on slow, manual credit assessments and processes. Invoier's platform continuously analyses transaction data, payment behaviour and market signals in real time, thereby building an up-to-date picture of risk. This enables faster decisions, more accurate pricing and a marketplace where investors compete for the opportunity to finance your business.
How Invoier works
From invoice to growth capital
Connect your company
Getting started is quick. Once approved, you get immediate access to capital. No paperwork, no long-term commitments, no volume requirements.
Send in your invoice
Upload the invoice you want to finance. Our AI-driven platform instantly analyses risk, payment behaviour and pricing, and then prepares it for automatic matching.
AI matches the best buyer
Our marketplace automatically matches your invoice with the investor offering the most competitive pricing. No manual bidding, no buyer selection.
Funding secured
When the matching is complete, the transaction is closed automatically. The funds are transferred quickly and securely, giving you access to the capital you have already earned.
Our Enablers
How can you increase your revenues with us?
Each company is unique, but in most cases a combination of the following products will provide the best possible results.
Factoring
Sell your trade receivables and get paid instantly. With us, you can release capital from your trade receivables and get paid within 24 hours.
Purchase Financing
Extend the payment terms for your supplier invoices so that you get the time needed to deliver fully to your own customers.
Business Loan
Business loans are a flexible financing solution suitable for companies wanting to invest in growth without waiting for traditional bank processes.
Factoring
When the job is done, long payment terms shouldn't have to slow down your next deal. With Invoier, you can free up capital from your customer invoices and have the money in your account within 24 hours. Multiple capital providers can compete for the financing on our marketplace with competitive terms and no hidden fees, lock-in periods, or volume requirements.
Customer case
Read more about how we work with our customers
Book a meeting with our advisers
We provide you with tailored advice on financing structures based on your company's circumstances, completely free of charge.
What's happening at Invoier
Latest News
Improving working capital - how to do it
When you want to improve your company's working capital in the short term, you should keep track of the following points: Stock and inventory: large amounts of inventory tie up capital that is therefore not immediately available for alternative use. A reduction in stock and...
Calculate your credit time and see how much capital you can release
It is not always something you think about, that waiting has a cost. In fact, the time you spend waiting for your customers to pay your invoices can cost your business quite a lot. Money that you could have used instead to grow, acquire new customers or invest in...
5 common misconceptions about factoring
1. Is only for businesses with poor finances It is easy to think that factoring is something that only needs to be used when you have financial problems of some kind, a low credit rating or customers who do not pay. But today, every 5th company in Sweden uses factoring,...
EU invests in Swedish fintech startup to solve European credit crunch
Stockholm-based fintech company Invoier, which has built and established a marketplace for fair and transparent trading of invoices, has secured EUR 4.1 million in equity funding from the EU’s innovation organisation, the European Innovation Council (EIC) Fund. European small-...
Launching new generation of scalable AML decision engine
Stockholm-based Invoier, the fintech company that established Sweden's first marketplace for invoices, is now launching a new generation of technical system support for anti-money laundering (AML). This means even more secure and safe transactions, for both investors and...
Invoier launches automated AML support on factoring platform – aiming for Europe
(Source: Realtid.se, Marlène Sellebråten) With its factoring platform, Invoier is focusing on helping small and medium-sized enterprises to scale up. The next step for the Stockholm-based fintech company is its launch in Europe. The AI-based marketplace for invoices, Invoier...
Ready to transform your business financing?
Try Invoier's marketplace and unlock the power of financial flexibility.