What does it mean to sell invoices?
Selling invoices, also known as factoring, is a convenient solution for companies that want to improve their liquidity without waiting for customer payments – which can otherwise take 30, 60, or even 180 days. Through our marketplace, the invoice is matched with financiers who offer the best possible terms, and the amount is paid out to your company.
Turn unpaid invoices into capital
Benefits of selling invoices via Invoier
Faster payment
Instead of waiting for the customer to pay, you can sell the invoice and have the money in your account within 24 hours.
International growth
Thanks to funding in multiple currencies, it is possible to free up capital even from invoices sent to customers abroad.
Price competition
On the marketplace, several capital providers compete to finance your invoices, which puts pressure on the price in your favor.
Simpler administration
Invoier automates large parts of the invoice flow, so you get comprehensive control over financing, payments, and documentation in one place.
Fair & Flexible
You decide for yourself whether you want to finance individual invoices or use Invoier on a rolling basis – completely without commitment periods, hidden fees, or volume requirements.
Funding ratio
By matching with a wide network of financiers, the chance that more of your invoices will actually be funded increases.
How does it work?
Our invoices are automatically matched with the most competitive offer on Invoier's platform. Our marketplace ensures that pricing is continuously optimised to your advantage, which means you always get the best possible terms without having to negotiate or compare offers manually.
FAQ
We already use invoice financing today. Why switch to Invoier?
Invoier is the first transparent marketplace for selling and buying invoices. This means that there are lots of buyers in one and the same place who compete to buy your invoice. Prices are pressed and you as the seller get the best price possible. Invoier also handles invoice handling and collection from your customers so that you don't have to. In addition to invoice financing, our risk engine helps to flag your company's invoices so that you can take action in good time if any of your customers are not expected to pay an invoice on time.
What does it cost?
Invoier always strives to provide small and medium-sized companies with fair capital. That's why we have built the marketplace in a way that it is never beneficial for us if you were to have a high financial cost - instead, it's in our interest to make sure you get the best price possible!
Additional info about fees
Interest on arrears for your customers in the event of non-payment / late payment: 18% annually
Reminder 1 fee for your customers in the event of non-payment / late payment: 6 €
Reminder 2 fee for your customers in the event of non-payment / late payment despite a reminder: 6 €
Collection fee for your customers in the event of non-payment / late payment despite reminders: 45 €
Invoier transaction fee: from 0,3.% (min. 5 € excl. VAT)
Service fee for non-financed invoices: 5 € excl. VAT.
Do I have to sell invoices if I sign up?
The decision to sell an invoice is entirely up to you. Having an account with Invoier costs nothing, and you do not undertake to sell anything. No bindings, no hidden fees - we really only care that your company should be able to get as good a price as possible for the invoices you are considering selling.
What is needed to be able to use Invoier's services?
Interested in finding a setup that suits your company?
We provide you with advice on financing arrangements based on your company's circumstances, completely free of charge!