Focus on growth,
get paid today
Factoring
Growth companies should not have to wait for capital. With Invoier, you get fast invoice financing and see the money land in your account within 24 hours, with no hidden fees. Everything is handled via our marketplace platform where multiple investors compete to finance your invoices, giving you better terms faster.
Connect your company
Getting started is quick. Once approved, you get immediate access to capital. No paperwork, no long-term commitments, no volume requirements.
Send in your invoice
Upload the invoice you want to finance. Our AI-driven platform instantly analyses risk, payment behaviour and pricing, and then prepares it for automatic matching.
AI matches the best buyer
Our marketplace automatically matches your invoice with the investor offering the most competitive pricing. No manual bidding, no buyer selection.
Funding secured
When the matching is complete, the transaction is closed automatically. The funds are transferred quickly and securely, giving you access to the capital you have already earned.
Our Enablers
How can you increase your revenues with us?
Each company is unique, but in most cases a combination of the following products will provide the best possible results.
Factoring
Get your money home faster with factoring, which allows you to get better credit limits with your suppliers and buy in more.
Purchase Financing
Extend the payment terms for your supplier invoices so that you get the time needed to deliver fully to your own customers.
Business Loan
Business loans are a flexible financing solution suitable for companies wanting to invest in growth without waiting for traditional bank processes.
AI-driven
Marketplace
Invoier's marketplace is based on multiple investors competing to finance invoices, with pricing set by real-time AI-driven risk analysis.
Traditional invoice finance relies on slow, manual credit assessments and processes. Invoier's platform continuously analyses transaction data, payment behaviour and market signals in real time, thereby building an up-to-date picture of risk. This enables faster decisions, more accurate pricing and a marketplace where investors compete for the opportunity to finance your business.
Book a meeting with our advisers
We offer you tailored advice on financing structures based on your company's circumstances — completely free of charge.
What's happening at Invoier
Latest News
5 common misconceptions about factoring
1. Is only for businesses with poor finances It is easy to think that factoring is something that only needs to be used when you have financial problems of some kind, a low credit rating or customers who do not pay. But today, every 5th company in Sweden uses factoring,...
EU invests in Swedish fintech startup to solve European credit crunch
Stockholm-based fintech company Invoier, which has built and established a marketplace for fair and transparent trading of invoices, has secured EUR 4.1 million in equity funding from the EU’s innovation organisation, the European Innovation Council (EIC) Fund. European small-...
Launching new generation of scalable AML decision engine
Stockholm-based Invoier, the fintech company that established Sweden's first marketplace for invoices, is now launching a new generation of technical system support for anti-money laundering (AML). This means even more secure and safe transactions, for both investors and...
Invoier launches automated AML support on factoring platform – aiming for Europe
(Source: Realtid.se, Marlène Sellebråten) With its factoring platform, Invoier is focusing on helping small and medium-sized enterprises to scale up. The next step for the Stockholm-based fintech company is its launch in Europe. The AI-based marketplace for invoices, Invoier...
EU invests in startups – takes stakes in Swedish companies
(Source: Techarenan.se, Johannes Lundberg) For the first time ever, the EU is making equity investments. Eight Swedish startups are on the list of 159 current companies. The money comes from the European Commission and is being invested through the newly established fund in European Innovation...
Let the fintech companies help Företagsakuten reach out with the emergency loans
(Source: DI digital) Debate: The major banks risk acting as a bottleneck in the National Debt Office's newly opened Business Rescue Package. To avoid a wave of bankruptcies, Sweden's new generation of fintech companies are ready to channel out necessary loans – with processes and technology to...
Ready to transform your business financing?
Try Invoier's marketplace and unlock the power of financial flexibility.