Focus on growth,
get paid today
Factoring
When the job is done, long payment terms shouldn't have to slow down your next deal. With Invoier, you can free up capital from your customer invoices and have the money in your account within 24 hours. Multiple capital providers can compete for the financing on our marketplace with competitive terms and no hidden fees, lock-in periods, or volume requirements.
How Invoier works
From invoice to growth capital
Connect your company
Getting started is quick. Once approved, you get immediate access to capital. No paperwork, no long-term commitments, no volume requirements.
Send in your invoice
Upload the invoice you want to finance. Our AI-driven platform instantly analyses risk, payment behaviour and pricing, and then prepares it for automatic matching.
AI matches the best buyer
Our marketplace automatically matches your invoice with the investor offering the most competitive pricing. No manual bidding, no buyer selection.
Funding secured
When the matching is complete, the transaction is closed automatically. The funds are transferred quickly and securely, giving you access to the capital you have already earned.
Our Enablers
How can you increase your revenues with us?
Each company is unique, but in most cases a combination of the following products will provide the best possible results.
Factoring
Sell your trade receivables and get paid instantly. With us, you can release capital from your trade receivables and get paid within 24 hours.
Purchase Financing
Extend the payment terms for your supplier invoices so that you get the time needed to deliver fully to your own customers.
Business Loan
Business loans are a flexible financing solution suitable for companies wanting to invest in growth without waiting for traditional bank processes.
AI-driven
Marketplace
Invoier's marketplace is based on multiple investors competing to finance invoices, with pricing set by real-time AI-driven risk analysis.
Traditional invoice finance relies on slow, manual credit assessments and processes. Invoier's platform continuously analyses transaction data, payment behaviour and market signals in real time, thereby building an up-to-date picture of risk. This enables faster decisions, more accurate pricing and a marketplace where investors compete for the opportunity to finance your business.
Book a meeting with our advisers
We provide you with tailored advice on financing structures based on your company's circumstances, completely free of charge.
What's happening at Invoier
Latest News
Do small businesses have to finance the large companies' working capital?
Long payment periods can force smaller suppliers to hold back money for several months, even when the customer is a large and established company. – In practice, this means that small businesses have to finance the large companies’ working capital, says Invoier CEO Mats...
”Fast payout and no fuss” – how Biocompost uses invoice sales to grow
To be able to grow as a company often requires a large amount of capital, especially in project-based businesses where purchasing costs must be paid long before the customer makes their payment. The gap between expense and revenue becomes a bottleneck for growth, which is precisely the type of...
Growth without tying up capital: Röyk's way of scaling up
Röyk grew – yet the company was seen as high risk Outdoor brand Röyk faced the challenge of rapidly securing capital to be able to continue growing. With the help of Invoier’s dynamic risk assessment model, the company gained access to liquidity within 24 hours and was able to continue...
Streamlined bookkeeping with our Fortnox integration
Fortnox integration WITH INVOIERNow you can easily connect your account to Fortnox and automate your bookkeeping directly via our service. With the integration, you save time, reduce the risk of errors and get better control over the company's finances.Here is how you get started: 1....
Invoier to showcase and represent European innovation at GITEX Europe 2025
INVOIER at GITEX Europe 2025We are thrilled to announce that Invoier will be participating in GITEX Europe 2025, from 21 – 23 May in Berlin, Germany. Our company was selected as one of the 35 EIC-funded SMEs, startups and scaleups to...
Invoier and Aspia initiate partnership
New partnership: Invoier and Aspia initiate partnership Invoier and Aspia have initiated a partnership to offer companies efficient and transparent solutions for invoice finance. Aspia is a relationship-driven business partner that offers services in accounting, payroll,...
Ready to transform your business financing?
Try Invoier's marketplace and unlock the power of financial flexibility.