Focus on growth,
get paid today
AI-driven
Marketplace
Invoier's marketplace is based on multiple investors competing to finance invoices, with pricing set by real-time AI-driven risk analysis.
Traditional invoice finance relies on slow, manual credit assessments and processes. Invoier's platform continuously analyses transaction data, payment behaviour and market signals in real time, thereby building an up-to-date picture of risk. This enables faster decisions, more accurate pricing and a marketplace where investors compete for the opportunity to finance your business.
How Invoier works
From invoice to growth capital
Connect your company
Getting started is quick. Once approved, you get immediate access to capital. No paperwork, no long-term commitments, no volume requirements.
Send in your invoice
Upload the invoice you want to finance. Our AI-driven platform instantly analyses risk, payment behaviour and pricing, and then prepares it for automatic matching.
AI matches the best buyer
Our marketplace automatically matches your invoice with the investor offering the most competitive pricing. No manual bidding, no buyer selection.
Funding secured
When the matching is complete, the transaction is closed automatically. The funds are transferred quickly and securely, giving you access to the capital you have already earned.
Our Enablers
How can you increase your revenues with us?
Each company is unique, but in most cases a combination of the following products will provide the best possible results.
Factoring
Sell your trade receivables and get paid instantly. With us, you can release capital from your trade receivables and get paid within 24 hours.
Purchase Financing
Extend the payment terms for your supplier invoices so that you get the time needed to deliver fully to your own customers.
Business Loan
Business loans are a flexible financing solution suitable for companies wanting to invest in growth without waiting for traditional bank processes.
Factoring
When the job is done, long payment terms shouldn't have to slow down your next deal. With Invoier, you can free up capital from your customer invoices and have the money in your account within 24 hours. Multiple capital providers can compete for the financing on our marketplace with competitive terms and no hidden fees, lock-in periods, or volume requirements.
Customer case
Read more about how we work with our customers
Book a meeting with our advisers
We provide you with tailored advice on financing structures based on your company's circumstances, completely free of charge.
What's happening at Invoier
Latest News
New green financing service helps small and medium-sized enterprises to even better financing
Stockholm-based fintech company Invoier continues to challenge established factoring providers by now launching the first green factoring service. With Green Factoring™, they want to be able to match investors' earmarked capital with small and medium-sized enterprises' (SMEs)...
Factoring with Invoier Partner
Adapac: towards faster growth and over 7,000 saved paid days per year. Ali Korkmaz at Adapac AB has extensive experience of using factoring for businesses. Today, the focus is on selling wholesale disposables with restaurants as the primary target audience....
Stories: Fintech apps are on the rise. Discover 4 EIC fintech innovations putting financial power in our pockets
COVID has changed many of our daily habits, including our banking routines. According to a study published by the independent financial advisory organisation deVere Group, the use of financial apps and mobile banking services has increased by 72% in Europe as a...
NFT Ventures invests alongside EU in Invoier
NFT Ventures partners with the European Innovation Council Fund (EIC Fund) by completing the funding of the fintech innovator Invoier – provider of a global, online, real-time, AI-based spot market for factoring. In order to relieve the European credit crunch, Invoier...
Working capital - all you need to know as a business owner
One mistake that many start-ups make is failing to manage working capital adequately and improve cash flow at an early stage. It is worth taking a closer look at the subject, especially for start-ups, as working capital optimisation can be...
5 reasons to incerease the company working capital
Working capital is an important factor to keep control of as a business owner. See the benefits of optimising your company's liquidity and cash flow. It is especially relevant for companies with needs to resolve, such as: Seasonal variations in cash flow Suddenly increased costs or...
Ready to transform your business financing?
Try Invoier's marketplace and unlock the power of financial flexibility.