Focus on growth,
get paid today
Factoring
When the job is done, long payment terms shouldn't have to slow down your next deal. With Invoier, you can free up capital from your customer invoices and have the money in your account within 24 hours. Multiple capital providers can compete for the financing on our marketplace with competitive terms and no hidden fees, lock-in periods, or volume requirements.
How Invoier works
From invoice to growth capital
Connect your company
Getting started is quick. Once approved, you get immediate access to capital. No paperwork, no long-term commitments, no volume requirements.
Send in your invoice
Upload the invoice you want to finance. Our AI-driven platform instantly analyses risk, payment behaviour and pricing, and then prepares it for automatic matching.
AI matches the best buyer
Our marketplace automatically matches your invoice with the investor offering the most competitive pricing. No manual bidding, no buyer selection.
Funding secured
When the matching is complete, the transaction is closed automatically. The funds are transferred quickly and securely, giving you access to the capital you have already earned.
Our Enablers
How can you increase your revenues with us?
Each company is unique, but in most cases a combination of the following products will provide the best possible results.
Factoring
Sell your trade receivables and get paid instantly. With us, you can release capital from your trade receivables and get paid within 24 hours.
Purchase Financing
Extend the payment terms for your supplier invoices so that you get the time needed to deliver fully to your own customers.
Business Loan
Business loans are a flexible financing solution suitable for companies wanting to invest in growth without waiting for traditional bank processes.
AI-driven
Marketplace
Invoier's marketplace is based on multiple investors competing to finance invoices, with pricing set by real-time AI-driven risk analysis.
Traditional invoice finance relies on slow, manual credit assessments and processes. Invoier's platform continuously analyses transaction data, payment behaviour and market signals in real time, thereby building an up-to-date picture of risk. This enables faster decisions, more accurate pricing and a marketplace where investors compete for the opportunity to finance your business.
Book a meeting with our advisers
We provide you with tailored advice on financing structures based on your company's circumstances, completely free of charge.
What's happening at Invoier
Latest News
Growth as a sustainable strategy
Enter Sales & Distribution's financing journey with Invoier Partner. After 16 years in the telecoms industry, in various roles and with several major players in the field, Patrik Embermark had got to know the challenges of the telecoms industry, as well as its resellers and their needs...
Best tips on financing for entrepreneurs
As a self-employed person, there are a great many things you are expected to be able to do, everything from sales to finance. Usually, you have started a business because you are passionate about, or have knowledge of, a certain field. Financing your operations is one aspect that many are unaccustomed to...
Late payments more common by larger companies in August
The fintech company Invoier's Payment Time Index™ shows that August is the month when larger companies are late with their payments to an even greater extent. On average, every invoice from large enterprises in Sweden during the month of August is paid 3.5 days late, something that can have major...
Late payments more common by larger companies in August
The Payment Time Index helps you as a business owner to a better negotiating position by knowing which type of company pays on time and which ones are delayed. Invoier's Payment Time Index maps the ability to pay of Swedish companies. The fintech company Invoier's Payment Time Index™...
The industries that are best and worst at paying on time
Recently launched Payment Time Index™, developed by Stockholm-based fintech company Invoier, has mapped which industries in Sweden are the most and least delayed with their payments to other companies. The measurement is nationwide and has mapped over 75,000...
New Payment Time Index displays a break in the trend for larger companies' payment behaviour
Stockholm-based fintech company Invoier continues to challenge the financing market with a focus on creating better financial conditions for small and medium-sized enterprises. Now they are launching a new index that maps out how good or bad Swedish companies are at...
Ready to transform your business financing?
Try Invoier's marketplace and unlock the power of financial flexibility.