European companies need capital
Europe faces a major investment need to strengthen growth, innovation and competitiveness. At the same time, there are significant amounts of capital in the European financial system. The challenge therefore is not only about the amount of capital, but also about how effectively the capital reaches the companies that can turn it into growth.
The challenge Europe faces
The EU estimates that additional investments of 750 to 800 billion euros are needed annually by 2030. A large part of the need exists in small and medium-sized companies and innovative companies, which according to the EU cannot rely solely on bank financing.* Source: European Commission, Savings and Investments Union
Billions of Euros
Europe mobilizes capital for growth
The EU is working on several initiatives to improve how European savings and capital are channelled into productive investments and growing businesses.
The Investment Union
EIC Fund
EIC Accelerator
Scaleup Europe Fund
EIC Fund is an investor in Invoier
With support from the European Innovation Council
The European Innovation Council (EIC) is one of Europe’s most important initiatives to help innovative companies grow, reach the market, and scale up. EIC presents Invoier in its portfolio as an AI-driven marketplace for trading and financing invoices, built to provide companies with a more efficient way to fund their working capital. The relationship with EIC is more than just a question of capital for us: it puts Invoier in a broader European context that deals with innovation, capital supply, and competitiveness.
Capital exists and companies need it, and between them an infrastructure is needed that connects the two. Europe has vast capital resources, while SMEs, scale-ups and other growing companies need a better and more competitive access to capital. Invoier builds the digital infrastructure between these two worlds, and through technology, data and a marketplace where professional investors can compete for the invoices of the companies reaching the capital they need: to finance the next order, the next investment and the next step in a company’s growth.
Capital that makes a difference.
Capital that enables growth. Invoier builds the infrastructure that helps capital reach European companies that can turn it into growth.
Get started
As a Partner
As a partner of Invoier, you can offer your customers financing directly within your own product, regardless of whether you have a platform, a system, or a service where companies already handle invoices, payments, or purchases.
As an Investor
With Invoier, as a professional investor you get access to European SME receivables. You can spread it across multiple invoices, and each opportunity comes with a structured decision-making framework for risk, pricing, and exposure.
Our Services
Sell your invoices and get the money earlier, without tying yourself into long loans. Book a short call, and we’ll go through how it works for your company. After that, you upload your invoices and choose the price you want to sell them for.